Highlights of Raasta Aapatti Kavach Policy

The policy offers Personal Accident compensation cover including reimbursement of Hospitalization expenses incurred due to an accident.

Scope of Cover

1. Section I – The policy offers Personal Accident compensation cover for Sum Insured ranges from INR 25000 to INR 1 lac and in further multiples of INR 1 lac upto INR 10 lac.
2. Section II – Hospitalisation Expenses for bodily injury caused by and arising out of an accident
   1. Road Accident (at additional premium)
   2. Arising out of and during the course of employment (if opted for at additional premium )
   3. Any other accident (wider cover) (if opted for at an additional premium)

There is also an option to cover at an additional premium, the Hospitalization Expenses for bodily injury caused by and arising out an accident to Third Parties arising out of a motor accident.

Sum Insured

The Sum Insured ranges from INR 25000 to INR 1 lac and in further multiples of INR 1 lac up to INR 10 lacs for Personal Accident as well as Hospitalization expenses. The hospitalization limit allowed shall be equal to and up to the maximum Accident limit.

Premium

• Premium depends upon the Sum Insured chosen.
• Policy is also available on group basis.
• The above is only broad indication of a cover offered. For further details contact

any of our Policy issuing office.

Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.