The New India Assurance Overseas Mediclaim Insurance Policy offers coverage for medical expenses incurred outside of India due to bodily injuries or sickness. The policy is available in various plans with different coverage levels and geographical areas, including options for frequent corporate travelers and executives.

Key features:

• Coverage for medical expenses, repatriation expenses, loss of checked baggage, loss of passport, and personal liability.

• Plans with varying coverage levels (USD 50,000 to USD 500,000) and geographical areas (worldwide excluding USA/Canada or worldwide including USA/Canada).

• Eligibility: Individuals aged 6 months and above up to 70 years.

• Policy must be taken prior to departure from India.

• Medical reports may be required for trips over 60 days or if the insured has pre-existing health conditions.

• Initial coverage up to 180 days, extendable for another 180 days with a declaration of good health.

Major exclusions:

• Pre-existing diseases/illnesses (known and unknown).

• Traveling against medical advice or for medical treatment, including routine check-ups.

• The first USD 100 of all claims is to be borne by the traveler (deductible).