The Mediclaim Policy offers comprehensive health insurance coverage for individuals and families, with a focus on flexibility and benefits.

Key features:

• Eligibility: Persons aged 18 to 65 years, with coverage for children aged 3 months to 25 years.
• Lifelong renewal option for continued coverage.
• Sum Insured: Options range from ₹1 lakh to ₹15 lakhs.
• Cumulative Bonus: 25% increase in Sum Insured for each claim-free year, up to a maximum of 50%.
• Health Check-Up: Covered every 3 claim-free years.

Additional benefits:

• New Born Baby cover.
• Cataract treatment: Up to ₹50,000 or 20% of Sum Insured, whichever is less, per eye.
• Coverage for alternative medicine treatments (Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy).
• Organ transplant coverage.
• Ambulance charges: 1% of the Sum Insured.
• Hospital Cash: 0.1% of Sum Insured per day, up to a maximum of 1% of Sum Insured.
• Day Care procedures: 226 procedures covered.
• Optional covers for Maternity Expenses, No Proportionate Deduction, and Non-Payable Items.

This policy provides a well-rounded health insurance solution with various benefits and optional covers, ensuring financial support during medical emergencies and promoting overall well-being.