The Young India Digi Health Policy is a digital health insurance product from New India Assurance designed for young adults and families, offering a range of benefits and coverages to meet their healthcare needs.

Key Features:

• Focus on Young Adults: Caters to individuals up to 45 years of age and children up to 25 years.
• Digital Initiative: Emphasizes a digital approach for convenience and accessibility.
• Comprehensive Coverage: Includes hospitalization, surgery, critical illnesses, and modern treatments.
• Affordability: Offers a range of sum insured options (₹4 lakhs and ₹8 lakhs) and premium flexibility.
• Additional Benefits:
  • Hospital Cash up to ₹2500
  • Cumulative Bonus up to 30%
  • 100% reinstatement of Sum Insured for different ailments
  • Medical second opinion up to ₹5000
  • Road Ambulance Charges up to ₹5000
  • Tax Deduction under Section 80D
  • Coverage for AYUSH treatments
  • New born baby coverage

Discounts and Loadings:

• Discounts: Up to 10% based on health parameters (BMI, Hypertension, etc.) and 2.5% loyalty discount for existing New India policyholders.
• Loadings: Up to 7.5% based on health parameters (hypertension, BMI, etc.).

Waiting Periods:

• Specified diseases: Covered after 12 months
• Pre-existing diseases (PED): Covered after 24 months

This policy aims to provide a convenient and affordable health insurance solution for young adults and families, ensuring financial security and access to quality healthcare.