The New India Assurance Commercial Vehicle Insurance Policy offers a comprehensive package with a combination of standard covers for various business needs. It includes 15 sections designed to protect businesses from a wide range of risks.

Key features:

• Section I: Fire – Protection against losses caused by fire, including damage to property and contents.

• Section II: Engineering – Covers damage to engineering works, machinery, and equipment.

• Section III: Burglary – Safeguards against theft and burglary-related damages.

• Section IV: Money – Coverage for loss of money, including cash, cheques, and other forms of currency.

• Section V: Plate Glass – Protection for damage to plate glass in your premises.

• Section VI: Fidelity Guarantee – Covers losses due to dishonesty or fraud by employees.

• Section VII: Neon Sign – Insurance for damage to neon signs and their components.

• Section VIII: Baggage – Protection for loss or damage to business-related baggage.

• Section IX: Liability (restricted limits) – Covers liability for certain risks with specified limits.

• Section X: Portable Equipment – Insurance for loss or damage to portable equipment used in business operations.

• Section XI: Workmen’s Compensation – Covers compensation for work-related injuries to employees.

• Section XII: Accident Damage – Protection against accidental damage to property.

• Section XIII: Transit – Covers goods and equipment while in transit.

• Section XIV: Business Interruption – Covers loss of income due to business interruption.

• Section XV: Any Other Risk – Additional coverage for miscellaneous risks not covered in the above sections.